HyStarter Plan: Pricing and Benefits (Comparison)

Compare HyStarter Plans 

Plan  (Premium per Life per Annum)  

(N)

(Premium per Family per Annum)  

(N)

HyStarter Plan 20,000100,000
HyStarter Premium Plan*103,000515,000
HyStarter Premium* + Lagoon Plan**215,0001,075,000

*Access to Category B Hospitals

** General Consultations limited to 2 times a month, Specialist Consultations limited to once a month on the HyStarter Premium + Lagoon Plan Only.

Plan  (Premium per Life per Annum)  

(N)

(Premium per Family per Annum)  

(N)

HyStarter Plan 20,000100,000
HyStarter Premium Plan*103,000515,000
HyStarter Premium* + Lagoon Plan**215,0001,075,000

*Access to Category B Hospitals

** General Consultations limited to 2 times a month, Specialist Consultations limited to once a month on the HyStarter Premium + Lagoon Plan Only.

Benefit Schedule

indicates services which are covered: indicates services not covered under the specific plan

Plan HyStarter Plan
Region of Cover Domestic
Hospital Category  C-D
Total Benefit Limit  1,000,000
Benefits  
Registration
Consultations with general practice doctors or medical officers in
the first instance and for maintenance/follow up care
Consultations with  specialists/follow up care
Supply of drugs & medication – drugs recommended in the course
of this treatment for covered services
Accidents & Emergencies: Resuscitative or lifesaving initial treatment (up to plan benefits limit)
Laboratory& Basic Diagnostic services based on the clinician’s judgment
Radiological Investigations (X-ray Services)
Accommodation (including feeding)Standard – 30 days/year
Physiotherapy6 Sessions
Routine Immunizations for 0 – 5 yearsNPI including pentavalent vaccine 

(diphtheria, tetanus, whooping cough)

Additional Immunizations for 0-5 yearsHepatitis B, HiB
Optical: Eye testing, Lenses, Frames & Contact, Lenses (Once in 2
years)Up to N7,500
Primary Dental Care – relief of pain, fillings, nonsurgical, extractions, preventive care, scaling and polishingN10,000 per annum
Surgeries including day case procedures (minor, intermediate and major surgeries)N 250 000 limit
Cancer Care: Oncology Tests and Surgery OnlyUp to Surgical Limit
Kidney dialysisCovered – 1st session Only
AmbulanceHospital to hospital
Psychiatric treatmentOut-patient only
HIV/AIDS Care & Treatment
Mortuary services (Cleaning, Embalmment, Storage, Autopsy)N50,000 limit

Benefit Schedule

indicates services which are covered: indicates services not covered under the specific plan

Plan HyStarter Plan
Region of Cover Domestic
Hospital Category  C-D
Total Benefit Limit  1,000,000
Benefits  
Registration
Consultations with general practice doctors or medical officers in
the first instance and for maintenance/follow up care
Consultations with  specialists/follow up care
Supply of drugs & medication – drugs recommended in the course
of this treatment for covered services
Accidents & Emergencies: Resuscitative or lifesaving initial treatment (up to plan benefits limit)
Laboratory& Basic Diagnostic services based on the clinician’s judgment
Radiological Investigations (X-ray Services)
Accommodation (including feeding)Standard – 30 days/year
Physiotherapy6 Sessions
Routine Immunizations for 0 – 5 yearsNPI including pentavalent vaccine 

(diphtheria, tetanus, whooping cough)

Additional Immunizations for 0-5 yearsHepatitis B, HiB
Optical: Eye testing, Lenses, Frames & Contact, Lenses (Once in 2
years)Up to N7,500
Primary Dental Care – relief of pain, fillings, nonsurgical, extractions, preventive care, scaling and polishingN10,000 per annum
Surgeries including day case procedures (minor, intermediate and major surgeries)N 250 000 limit
Cancer Care: Oncology Tests and Surgery OnlyUp to Surgical Limit
Kidney dialysisCovered – 1st session Only
AmbulanceHospital to hospital
Psychiatric treatmentOut-patient only
HIV/AIDS Care & Treatment
Mortuary services (Cleaning, Embalmment, Storage, Autopsy)N50,000 limit

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